Debt Counselling Diploma Level 3


This online debt counselling course is beneficial for therapists looking to add to their existing skills, as well as those aspiring to roles like credit control assistant, debt manager, or accounts assistant. Additionally, it serves as a valuable resource for managing personal debt.

Couple having debt counselling

Debt Counselling Diploma Level 3

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About This Course

This online course focuses on evaluating and examining psychosocial elements associated with debt and explores the various approaches to debt counselling. It will specifically delve into the benefits and criticisms of these approaches, how to ethically build a relationship between client and debt counsellor, and how to set and achieve your long-term debt goals.

Course Benefits

Split into 6 units, this Debt Counselling Diploma Level 3 will benefit those seeking to pursue further vocational training and placement prospects in this subject area. It’s also suited for those aiming to enhance their skills and advance in their current profession, as well as those aspiring to pursue careers such as credit control assistant, debt manager, accounts assistant, and various other roles. It’s also a very useful tool to help manage any personal debt you or others may be experiencing.

This course will:

  • Help you to develop a strong foundation of knowledge and competency that can be transferred into your work.
  • Enable you to study on your own terms – no classrooms, no strict deadlines and no exams.
  • Allow you to study from home – all course materials will be sent straight to your door, enabling you to fit your studies around your obligations.

Course Units

Unit 1: Foundations of Debt & Counselling Skills

  • Defining Debt
  • Self Reflection and Evaluation
  • Five Counselling Theories
  • Counselling Approaches

Unit 2: Debt Counselling Using a Psychodynamic Approach

  • What Is the Psychodynamic Approach?
  • Benefits of the Psychodynamic Approach to Debt Counselling
  • Techniques for Limiting or Avoiding Debt
  • Overcoming Aggression and Defensiveness

Unit 3: Debt Counselling Using a Cognitive Behavioural Approach

  • What Is the Cognitive Behavioural Approach?
  • Benefits of the Cognitive Behavioural Approach to Debt Counselling
  • Defining Thought Processes and Irrational Behaviours
  • Potential Negative Impact of CBT Approach

Unit 4: Debt Counselling Using a Person Centred Approach

  • What Is the Person Centred Approach?
  • Benefits of the Person Centred Approach to Debt Counselling
  • Criticisms of the Person Centred Approach
  • Maslow’s Hierarchy of Needs

Unit 5: Relationships Between Client & Debt Counsellor

  • Ethical Guidelines
  • Importance of Relationship Building
  • Self-evaluation Activities
  • Review of Regulatory Guidelines and Professional Bodies

Unit 6: Achieving Your Debt Counselling Aims & Goals

  • Overcoming Debt Addiction
  • Setting Goals and Making Better Decisions
  • Communicating With Others
  • Utilising Rewards


This course is assessed using a series of written assignments that are designed to test your knowledge of the course materials. These will need to be sent to your personal tutor for marking, whereupon they will supply you with helpful tips and feedback. No external examinations are required.

Required Knowledge

No prior knowledge or skills in this area are needed in order to enrol onto this course, making it ideal for those just starting out in this career field.

Awarding Body

Upon successful completion of this course, you will receive certification from National Institution of Qualifications (NIOQ) and a Learner Unit Summary (which details of all the units you have completed).

This course has been designed to meet the requirements of specific learners or employers. It is endorsed by National Institution of Qualifications, meaning the course has undergone external quality checks to ensure that they are maintained and delivered to an excellent standard.

National Institution of Qualifications are a national certificating organisation. Endorsement of our courses ensures learners have access to high quality materials that cover all learning outcomes, helping them to achieve their potential.


From the guidance of our personal tutors whose industry experience will help to support and mentor your studies, to our comprehensive study guide and course materials; from day one we will go above and beyond to help you succeed in your studies. With twelve months tutor support, you have the option of completing in as little as three months, or using the full twelve months.

You too can take advantage of the extensive knowledge base of our personal tutors and use their experiences to get all of your questions answered. Similarly, our student support team are readily available to lend you their advice and guidance as they help you to decipher your course materials and answer your questions.

Only one click away, you can trust that help will be there when you need it.

Frequently Asked Questions

This is a question that our team are often asked, there are many reasons but here are the main reasons to choose Association of Learning:

  • No hidden charges, the price you see includes everything, from tutoring to certification.
  • Our average tutor marking time is 3 working days (most providers are 10+).
  • Our customers have rated us ‘Excellent’ on Trustpilot.
  • Our courses are up to date. Many providers create course content and fail to keep it up to date.
  • We are open later than any other home learning provider.
  • As many submissions as you need to complete, many providers cap how many times you can submit work.
  • All courses are fully endorsed by external awarding organisations.
  • 14 day money back guarantee or course switch.

If you need any more reasons to choose Association of Learning, contact our team!

You have 12 months to complete your course, however you can complete at a faster pace without any additional costs. Some of our students have managed to complete in as little as 3 months!

There are two payment options, pay in full for your course or monthly. Our monthly payment option allows you to spread the cost of your course over a 10 month period.

If you choose to pay using a payment plan, to apply you must be able to answer yes to the following:

  • Your billing address is based in the UK
  • You have a UK based bank account
  • Bill payer must be 18 or above.

No, this course is assignment based, which means you will not have to complete any exams. If your assignment doesn’t pass first time, you can retry as many times as you need within your 12 months support period.

No, this is a distance learning course, which means your assessments will be submitted and marked using our online LMS (Learner Management System).

Unlike other providers, Association of Learning use a fast-track system to get your certificate to you within six weeks (our average is two weeks).

There are no requirements to have completed any courses or have any knowledge of the subject area to enrol on the course. There is no application process and no questions asked when you sign up, it is accessible to anybody.

Your course will start as soon as you sign-up. You could start your journey of learning today!

This course is an endorsed certification, not a regulated qualification.

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